21 MONEY IQ ™ – Empower Your Child’s Future: A Lifetime of Financial Success Starts Here!
Are you searching for a homeschooling curriculum that truly is effective, one that equips your child with essential life skills for a thriving future? Imagine your child mastering budgeting, saving, and investing – all from the comfort of your home. Picture them confidently understanding how to manage and create money opportunities long before high school. This is the reality we offer with 21 MONEY IQ ™.
In today’s rapidly changing world, financial literacy isn’t just a bonus; it’s a necessity. High schools are increasingly requiring financial literacy coursework for graduation. At 21 MONEY IQ ™, we believe that building a solid foundation for a financially secure and responsible future begins in childhood. Our mission is to empower your child with the knowledge and confidence to make informed financial decisions, understand the value of savings and investment, and navigate the complexities of credit and debt with ease.
Understanding the unique needs of homeschooling families, we’ve designed 21 MONEY IQ ™ to fit seamlessly into your schedule. Our dynamic online platform offers a comprehensive financial literacy curriculum for grades 3rd-8th, utilizing the latest AI for engaging, self-paced learning opportunities. For a one-time fee of just $200, you gain lifetime access to all online courses and receive color-printed workbooks for six consecutive grade levels (3rd through 8th grade). That’s right – no subscriptions, no recurring fees, just a single investment in your child’s lifelong financial intelligence. Plus, sibling discounts are available, making this invaluable resource even more accessible!
Why Financial Literacy, and Why Now?
Research shows that by middle school, learners can understand complex economic concepts and make financial judgments. From an early age, children assign emotions to money-related processes. Feelings like fear, anxiety, or excitement can often direct financial decisions. The 21 MONEY IQ ™ online curriculum offers an unbiased, emotional approach to understanding basic financial literacy concepts, helping to develop a healthy relationship with money that can be passed down through generations.
We believe that our children can break cycles of poverty through education – through financial education that builds transferable skills to support their literacy, math, citizenship, and any academic or professional endeavors. Investing in financial literacy is a transformative step, providing the necessary tools for the next generation of leaders to pursue a sustainable financial future.
A Curriculum Designed for Success and Flexibility
The 21 MONEY IQ ™ online curriculum is self-paced and individualized by grade level. This means your child can learn at their own speed, mastering each concept before moving on. For example, a 4th grader could choose to learn 6th-grade content after successfully completing previous modules! When you enroll, each student receives access to comprehensive online content and a set of color-printed grade-level student workbooks covering grades 3rd, 4th, 5th, 6th, 7th, and 8th.
Our curriculum is expertly designed by Dr. Jacobs, in collaboration with the National Financial Educators Council (NFEC). The NFEC’s Financial Literacy Framework & Standards were developed to improve the quality and impact of financial literacy instruction. These standards define what a child should know about personal finance across five core areas:
- Financial Psychology: Understanding how emotions and behaviors impact financial decisions.
- Income, Careers, Business, & Entrepreneurship: Exploring different jobs, salaries, and creating money opportunities.
- Accounts, Savings, Budgeting, & Investment: Mastering money management, saving for goals, and understanding investments.
- Credit, Debt, & Loans: Navigating borrowing and managing debt responsibly.
- Risk Management & Insurance: Learning to protect assets and understand insurance.
These standards are thoughtfully separated by grade level, ensuring that instructional targets are age-appropriate and align with your child’s cognitive development. Drawing upon research-based pedagogical principles, including Universal Learning Design Theory, Webb’s Depth of Knowledge Theory, Core Knowledge Theory, and Piaget’s Theory of Cognitive Development, the 21 MONEY IQ ™ curriculum scaffolds lessons appropriately, guaranteeing students can complete each lesson successfully at their developmental level.
Unlock a World of Learning and Opportunity
The 21 MONEY IQ ™ online curriculum is versatile and can be seamlessly integrated into your homeschooling routine:
- School Work: Smooth inclusion into existing learning standards.
- Independent Work: Promotes individualized, self-directed learning.
- Free-Time Activity: An ideal choice for after-school hours, sparking creativity.
- Summer School: Perfect for summer breaks or dedicated summer learning.
- Holiday Breaks: Keep young minds engaged and stimulated during holiday breaks.
Each grade level curriculum is packed with engaging content following the five core areas:
- 3rd Grade through 7th Grade: Financial Psychology; Accounts, Savings, Budgets, & Expenses; Income, Careers, Business, & Entrepreneurship; Credit, Debt, & Loans; and Risk Management & Insurance.
For example, lessons about making money choices; the benefits of saving; exploring salary and paychecks; credit vs. debit; risks of ownership and protection plans; good debt vs. bad debt; making money grow; lifestyles and career paths; creating contracts; comparing insurance plans; emotions and decisions; building a budget; jobs vs. careers; loans and interest; etc.
Each grade level includes over 10 lessons, 10 practices, 30 videos, 20 quizzes, and color-printed workbooks per grade level.
- 8th Grade: Income; Economic & Government Influences; Risk Management & Insurance; Investing & Personal Financial Planning; and Education & Skill Development.
For example, lessons about aligning passions with income sources; introduction to taxes; managing risks and selecting insurance policies; understanding investment and compounding interest; educational budgeting; etc.
Includes over 10 lessons, 10 practices, 30 videos, 20 quizzes, and a color-printed workbook.
Each grade level also includes “money jokes, riddles, or tongue twisters” to keep the learning fun and engaging!
The positive impact of financial literacy will ripple through your family and community, potentially developing generational wealth that positively impacts your children, their families, and their communities for generations. Supporting the mission of financial literacy for every child is not just an investment in education; it is an investment in the future of our families, communities and society.
Give your child the gift of financial intelligence today! Visit https://21moneyiq.com! We are confident that 21 MONEY IQ ™ will be an affordable and valuable addition to your homeschool curriculum, empowering your child with the knowledge and skills they need to thrive in a financially complex world.
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